Loans to Individuals Details
Gold Loan (3 to 12 months) These loans are provided on the security of gold ornaments.
Rate of Interest: 11%
Security: Gold Ornaments ( value varies as per bank – table)
Loan amount: Max. Rs. 25,00,000.00
Duration: 3 to 12 months
Documents required: Proper KYC documents. Contact Branch
Agricultural Gold Loan (6 months) Loans given for the Agricultural activities/raising crops.
Rate of Interest: 7 %
Security: Gold Ornaments
Loan amount: Max. Rs. 3,00,000.00. As per value of security, Land area under cultivation and Scale of Finance
Duration:6 months
Documents required: latest tax reciept of the land owned/ lease agreement. Contact Branch
General Purpose Mortagage Loans These are loans given to individuals for any Non-Agriculture purpose/non-business purpose.
Rate of Interest: 12-13.25%
Security: Landed property only (minimum 5 cents of land in Panchayath and 5 cents in Municipalities)
Loan amount: upto Rs 25 lakhs
Duration: upto 120 months
Documents required: Contact Branch


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